Expert Savings Advice

Spending money on new phones every one to two years can be difficult so in this post we look at ways to save money when you need to replace your mobile phone. You can save money by going for a sim only deal where you get the sim data card but no handset. There are times we find a phone we really love and do not want to replace. There are also cases where we are unhappy with our internet provider but just bought a new phone a few months ago. No matter your situation there are options out there for you. One option is choosing a sim only deal from one of the mobile service providers. These deals allow you to purchase a SIM card without having to purchase a new phone.

A SIM card is the “data” source of your phone. It is what stores your data such as the contact list, games, and pictures. It is also the item that will tell the phone which provider tower to use in order to connect your call or internet access. The SIM card is what talks with the service provider to tell them when you’ve made a phone call, how long that call was, and to whom it was made. In this way the phone company is able to charge you appropriately for the phone usage.

Given what the SIM card can do it makes sense that if you switch to a new provider and want to keep the phone you have that you would need to switch out the SIM card. Most of the newer phones will allow you to remove the SIM card. Some mobile phone products do not; however, if you have a smartphone or one with 4G technology chances are you can replace the SIM card.

Now that you understand what the SIM card does and that it can be replaced rather than purchasing a whole new phone, we can look at what SIM only deals means.

Sim only deals are offers where you buy just the SIM card and phone minutes from a service provider. You can view a wide range of sim only contracts at the www.simsonlydeals.co.uk/ website.So for the future bear in mind that you have the option of purchasing a SIM card rather than an entire phone which will save you a considerable amount of money. These deals can be pay as you go or a monthly contract. There are a wide variety of contracts and plans available on both the pay monthly options as well as the pay as you go plans. Pay as you go gives greater control but the data or call charges are quite a lot higher.

New research carried out by a leading online price comparison site shows that 1 in 5 British parents think they will get themselves into debt by spending more than they can really afford on family days out this summer.

This data is a reflection of the difficult financial climate we are experiencing, where households are struggling with increasing bills for energy and food and keeping children entertained is also becoming more expensive.

As an example, a day at Alton Towers for a family of four could easily cost in excess of £300 when food and travel costs are added to the ticket price. And that’s before you factor in the cost of interest if credit is used to pay for the trip.

More than 75% of parents surveyed said they expect to get into debt this summer, with credit cards and overdrafts serving as the main sources of additional cash. In theory, parents can borrow on credit cards or overdrafts without paying interest, thereby avoiding debt problems, but only if they are treating these as short-term solutions. It’s also vital to shop around for the products that best serve your needs and have the least interest or charges associated with them.

If your credit history prevents you from getting a credit card or overdraft with 0% interest, there are other ways you can save money as a parent during the summer holidays. Nearly 2 in every 5 parents intend to cut costs by visiting local attractions where entry is free, and 14% will make use of vouchers and coupons to get the best possible deals available.

Booking in advance can also often result in a saving, and simple things like taking a picnic on a trip to the zoo rather than buying food on the site can help ensure your budget will stretch further. Travel costs can also be reduced by using public transport and taking advantage of the savings available for families.